This discussion document proposes a new way of protecting workers and the economy - a New Zealand income insurance scheme.

This report identifies ‘Open Finance’ as the next priority area to expand Consumer Data Rights (CDR).

This document considers some of the costs and benefits of introducing unemployment insurance (UI) to New Zealand. Common features of UI schemes and how they differ across countries are also examined.

The PIAC’s Mental Health and Insurance Project has been tackling systemic problems in the way insurers design, price and offer policies and assess claims to the detriment of people with past or current mental health conditions. This report outlines the progress that has been made in the areas of travel insurance and life insurance, as...

This report provides an extensive analysis of how low-income households both value insurance and what they consider when making their insurance decisions. The findings point to both practical barriers, such as cost, for low-income households, as well as attitudinal differences in the perception of how reliable, helpful and/or cost-effective insurance could be.