Home ownership
Alternative labels
Private home ownership
Housing wealth
Assessment
Regulation impact statement: Home Guarantee Scheme
The Home Guarantee Scheme (HGS) assists individuals into home ownership. This Impact Analysis Equivalent has been prepared to inform the Government’s decision to expand the Australian Government's support through the HGS to all first home buyers. Treasury estimates the proposal will increase average regulatory costs by $5.38 million per year, over ten years.
Discussion paper
Reviving the great Australian dream: homeownership & housing security for all
A series of policy provocations on how policymakers can more effectively address the housing supply and affordability crisis in Australia. Contribution themes include housing security, opening the window to housing for all and a fresh look at the Australian housing dream.
Report
Queensland Budget 2025–26: Budget strategy and outlook
The 2025–26 Budget outlines the economic and fiscal outlook for Queensland. Priorities include community safety, targeted cost-of-living relief, new and upgraded hospitals and generational infrastructure investment in road and rail projects. Initiatives include a new home ownership scheme to reduce the deposit gap. The Budget includes regional delivery plans and a women's' economic security statement.
Assessment
Help to Buy shared equity scheme: impact analysis
This impact analysis informs the Australian Government’s decision to implement the Help to Buy scheme 2022 election commitment. The proposed scheme will support eligible Australians who would otherwise not be able to enter the housing market. The analysis finds that the scheme will provide material benefit in assisting home ownership compared to maintaining the status...
Briefing paper
Understanding Australia's decline in housing mobility
From 1996 to 2021, Australia’s rate of housing mobility declined from 18% to 15%. This paper assesses the implications of this shift and outlines the underlying drivers. Past work links this to Australia’s decline in job mobility, but this paper finds at most weak links. The findings challenge a number of common narratives.