Income targeted home ownership assistance programs can play an important role in helping to restore social and economic equity in an environment where the gap between the 'haves' and 'have-nots' is steadily growing. This report by Shane Greive, Vasanthi Peter, John Ballard, Roz Walker, Cheryle Taylor and Jean Hillier aims to contribute to the development of analytical tools that will assist such programs make decisions as to the best way to help recipients achieve and maintain homeownership.