The purpose of this study is to estimate the amount mortgages for owner-occupiers contributed to the profits of the big four banks in Australia: ANZ Bank, the Commonwealth Bank of Australia, the National Australia Bank and Westpac Banking Corporation. An analysis of the data suggests big banks profit disproportionately from housing loans to owner occupiers.

Household wealth in Australia has grown strongly over the past two decades. But this growth has not been evenly distributed across the population or across the life course. This briefing examines the distribution of net worth and its key components across Australian age cohorts, with a particular focus on households aged 65 and over.

This report proposes delivering cheaper housing for homebuyers through the creation of a Commonwealth-administered Extreme Land Wealth Levy that applies only to the largest land portfolios in Australia. It proposes a levy on unproductive land worth over $20m could deliver a 10% stamp duty cut for all new houses, enhancing supply and fairness.

This research looks at Australian shared equity schemes, which are programs where governments or other organisations help people buy a home in exchange for part-ownership of the property. It compares the advantages, disadvantages and unintended consequences of different models, and creates an evidence-base to support the design of future government-led shared equity programs.

This report assesses the impacts of the Australian Government's proposed Home Guarantee Scheme expansion. It finds that the expansion will increase house prices, make it harder for lower income earners to enter the housing market, and have a negligible impact on home ownership rates. It provides six recommendations, calling for the scheme to have comprehensive...