Examines the economic impacts of Australia's ageing population and decreasing housing affordability. Executive Summary Australia’s three-pillar approach to retirement income is internationally well regarded. However, many Australians currently approaching retirement face potential poverty, especially if they do not own their own homes. Australia’s aged dependency ratio (the number of people over 65 for every working-age...

Executive Summary: As house prices in Australia have increased, concern has been expressed about the ability of young Australians to attain home ownership. In August 2014, for example, the proportion of all mortgage financed dwelling transactions that were purchased by first home buyers was approximately 11.8 per cent, the lowest share since statistics began being...

Explores what has driven rising wages growth, why the gains were more fairly distributed, why it’s come to a halt, and what we can do about it.

Victorian water and energy companies have been working to improve customer outcomes, according to this report. Introduction Why write a research paper? EWOV receives and resolves customer complaints about a wide variety of Victorian energy and water issues. In May 2014, we registered our 500,000th case – giving us a wealth of complaint data and...

Examines the policy and practical challenges being encountered in the development of a legitimate and viable rooming/boarding house sector, and how might these best be overcome through an improved regulatory regime and other measures to address a range of housing needs. Executive summary This Discussion Paper is provided to invitees to an Investigative Panel on...