The paper presents results from a survey of a nationally representative sample of 2,009 Australians about their level of home and contents insurance coverage. Almost one in five Australians admit their home is uninsured or underinsured, representing around 1.4 million homes at risk at a time of increasing natural disasters.

This report presents findings from a study on the ways that Community Legal Centres (CLCs) in New South Wales engage in disaster preparedness, the barriers they face, and the enablers that support effective engagement and preparedness. Through insights from legal professionals, the research highlights the challenges, opportunities, and systemic factors shaping disaster-related legal preparedness.

This briefing paper, designed for journalists but broadly applicable, summarises key findings from the Bureau of Meteorology and the National Council for Fire and Emergency Services’ forecasts for summer 2024-25. It describes the influence of climate pollution on extreme weather events, with increasingly hot, wet and volatile conditions likely to be felt throughout the summer.

This report argues that New Zealand must make strategic decisions now about how it will respond to the impact of climate change on the insurance industry. It asserts that without policy intervention, outcomes will be regionally inconsistent and further entrench existing inequalities. The report explores various options for how New Zealand might keep residential insurance...

Climate change is making insurance more expensive in Australia, with insured catastrophe losses reaching a record $7 billion in 2022. These costs are adding to inflation, increasing up to five times faster than the consumer price index. Costs are not shared equally, with some premiums in the north of the country double those in the...