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Retirement

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Retirees
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Employment
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Retirement
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Report

Mortgage stress and precarious home ownership: implications for older Australians


This research investigated the growing numbers of middle-aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600% (from $27,000 to over $185,000). These trends have significant consequences for older...
Discussion paper

Retirement villages - exit entitlements and recurrent charges cap: discussion paper


This discussion paper outlines reforms to address exit entitlements and recurrent charges in retirement villages.
Policy report

Millennials and super: the case for voluntary superannuation


This paper explores young people's savings patterns and expected future superannuation balances, and seeks to answer the question of whether superannuation is a good deal for millennials.
Guide

Your rights at retirement: a guide to making decisions and navigating your entitlements in later life


This resource has been prepared to help older Australians navigate the different phases of ageing. It can be used as a reference guide to check on a particular topic, or it can be read chapter by chapter to get a snapshot of the services and supports on offer.
Report

Our health, our wealth: the impact of ill health on retirement savings in Australia


Some Australian workers are forced into early retirement as a result of unforeseen illnesses. For these Australians, early retirement decreases their superannuation balances, their long-term wealth and the quality of their retirement over the long-term.