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Housing assistance

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Report

Shared equity programs in Australia: features, impacts and growth potential


This research looks at Australian shared equity schemes, which are programs where governments or other organisations help people buy a home in exchange for part-ownership of the property. It compares the advantages, disadvantages and unintended consequences of different models, and creates an evidence-base to support the design of future government-led shared equity programs.
Briefing paper

No oversight, no debate: the details of Labor’s housing policy


This paper contends that key details of the Australian Government’s flagship Help to Buy scheme have been hidden from proper parliamentary oversight. It reveals how the Help to Buy Program Directions 2025 hand sweeping powers to the executive, exempting crucial policy rules from parliamentary disallowance and scrutiny.
Report

Home Guarantee Scheme expansion: implications for first home buyers and lenders mortgage insurance


This report assesses the impacts of the Australian Government's proposed Home Guarantee Scheme expansion. It finds that the expansion will increase house prices, make it harder for lower income earners to enter the housing market, and have a negligible impact on home ownership rates. It provides six recommendations, calling for the scheme to have comprehensive...
Report

Basic Specialist Disability Accommodation (SDA): drivers, barriers and opportunities for renewal


This report highlights the need for urgent, coordinated action to move away from outdated housing models and invest in contemporary, accessible homes that reflect the needs and preferences of people with disability. The findings and recommendations provide a pathway for stronger policy and practice to improve the quality, sustainability and inclusivity of Basic Specialist Disability...
Assessment

Regulation impact statement: Home Guarantee Scheme


The Home Guarantee Scheme (HGS) assists individuals into home ownership. This Impact Analysis Equivalent has been prepared to inform the Government’s decision to expand the Australian Government's support through the HGS to all first home buyers. Treasury estimates the proposal will increase average regulatory costs by $5.38 million per year, over ten years.