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Consumer credit

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Strategy

Towards energy equity: a strategy for an inclusive energy market


This strategy is focused on reducing barriers to participation, supporting energy consumers experiencing payment difficulty, ensuring the consumer voice is heard in sector reforms, and improving affordability by reducing the cost to serve energy consumers.
Strategy

ASIC corporate plan 2022-26: focus 2022-23


This corporate plan highlights the work ASIC will be undertaking over the next four years, with an emphasis on regulating product design and distribution, sustainable finance, retirement decision making and technology risks.
Discussion paper

The role of Buy Now Pay Later services in enhancing competition in the Australian economy


This paper examines the current status of consumer credit and the market for Buy Now, Pay Later (BNPL) credit products.
Report

It’s credit, it’s causing harm and it needs better safeguards


Financial counsellors are reporting that more and more clients have Buy Now, Pay Later (BNPL) debt and that this is causing financial hardship. The aim of this survey was to understand the extent of the issues, particularly given the broader context, as BNPL is now available for more and more goods and services and new...
Discussion paper

Buy-now, pay-later: understanding the triggers of financial hardship and possible options to address them


This document highlights the relative benefits and costs from Buy-Now, Pay-Later (BNPL) services and how these could be addressed.