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Policy report

Economic benefits of universal superannuation

How superannuation works for all of us
Economic indicators Retirement income Retirement savings Superannuation Australia

Australia’s superannuation system not only ensures that working Australians can retire with dignity but also provides a number of broad economic benefits for the Commonwealth Government and the Australian economy.

This report outlines the evidence that universal superannuation has benefitted and will continue to benefit all Australians. It does so by collating the wide variety of research that has been undertaken detailing the various benefits of Australia’s superannuation system. This report also updates that work and provides detail on further ways in which universal superannuation has benefitted and will continue to benefit Australians and the Australian economy.

It also provides confirmation of the large benefits to Australians and the Australian economy from increasing the Superannuation Guarantee from 9.5 per cent to 12 per cent, keeping the default selection process in the industrial relations system, and safeguarding the compulsory nature of the Superannuation Guarantee.

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