The Consumer Data Right (CDR) currently applies to the banking, energy and telecommunication sectors. On 24 January 2022, Treasury released its Strategic Assessment Outcomes report identifying the non‑bank lending sector, merchant‑acquiring services and key datasets in the general insurance and superannuation sectors as the next priority areas to expand the CDR – collectively known as ‘Open Finance’. Treasury is progressively assessing each sub‑sector for inclusion within the CDR starting with the non‑bank lending sector.

This assessment report recommends the designation of the non‑bank lending sector for the CDR. It is recommended designating generic and publicly available information about non‑bank lending products, information about a CDR customer (such as contact information) and information about the use of a non‑bank lending product.