This research looks at Australian shared equity schemes, which are programs where governments or other organisations help people buy a home in exchange for part-ownership of the property. It compares the advantages, disadvantages and unintended consequences of different models, and creates an evidence-base to support the design of future government-led shared equity programs.

This paper calls for a major shake up of capital gains tax (CGT) via a 'circuit breaker' proposal to the stalled housing debate in Australia. The proposed reform intends to level the playing field for first home buyers and renters, while also incentivising new supply, and attracting and rewarding investors.

The report details Australia’s current housing demand, supply and affordability conditions, and the expectations for these over the coming years. It finds that housing affordability continued to deteriorate in 2024, with worsening trends across most capital cities and regional areas. It makes 15 policy recommendations in five key policy areas.

Restricting the number of investors in the housing market is possible if there is an increase in interest rates on investment loans. In 2017, this kind of regulation reduced house prices in Australia. This paper proposes that reintroducing this policy could, as interest rates fall, help make housing more affordable for owner-occupiers.

This report presents a new economic model for Community Land Trusts in Australia that strengthens their business case through advanced land and housing taxation methods. It shows how value-based ground leases, indexed resale formulas and targeted public investment can reduce home costs by 39%, halve mortgage requirements and deliver perpetual affordability.