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Economics

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Economy
Economic management
Macroeconomics
Economic policy
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Economics
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Briefing paper

Profit in home lending: April 2026 edition


The purpose of this study is to estimate the amount mortgages for owner-occupiers contributed to the profits of the big four banks in Australia: ANZ Bank, the Commonwealth Bank of Australia, the National Australia Bank and Westpac Banking Corporation. An analysis of the data suggests big banks profit disproportionately from housing loans to owner occupiers.
Report

Political and policy attitudes in an age of pessimism, March 2026


This paper reports on political and policy attitudes collected in a March 2026 poll of Australian adults. Australians retain broadly expansive views on the role of government but the belief-in-government index declined. More Australians describe their income taxes as too high but simultaneously favour increased government spending across most budget areas.
Briefing paper

Budget betrayal: how young people are getting ripped off


This year, the Australian Government is saying the budget will restore 'intergenerational equity'. This analysis argues that policies presented as promoting ‘intergenerational equity’ are failing to address the structural drivers of inequality. It presents recent polling indicating that young Australians are worried about burgeoning public debt. The paper proposes alternative policies to deliver intergenerational fairness.
Briefing paper

Teaching music in South Australia


This briefing paper presents findings from a study of South Australian musicians working in education. It provides new evidence on incomes, career pathways, portfolio work, schooling, and industry links, and introduces the concept of ‘twin sustainabilities’, showing music teaching supports viable careers while also sustaining the future of the music industry.
Report

Teaching music in South Australia: report 1

Scott Brook, Jee Young Lee

This report presents findings from a study of South Australian musicians working in education. It provides new evidence on incomes, career pathways, portfolio work, schooling, and industry links, and introduces the concept of ‘twin sustainabilities’, showing music teaching supports viable careers while also sustaining the future of the music industry.